C1 Car Loans seeks to protect and maintain your privacy, including the accuracy and security of your personal information at all times. C1 Car Loans Privacy Information may be updated or changed at any time to meet new compliance standards and regulation changes from time to time. The information provided in this statement is of a general nature only.
If you require any further information or have any queries around the Privacy Statement, please contact us.
To access our Target Market Determination document, please click the link below:
In this document:
You can contact us as follows:
We may collect personal information about you for the following purposes:
Collection of some personal information about you may also be required or authorised by or under an Australian law. These laws include:
The main consequences for you, if all or some of the personal information is not collected by us, are that we may not be able to provide services to you, or be able to provide them to the same standard. In the case of a credit application, we may not be able to make a decision whether to provide credit to you if you do not give us the information we request.
We may collect personal information about you from someone else, such as from a credit reporting body or another credit provider when we are assessing your credit application or collecting a debt you owe.
We usually disclose personal information of the kind collected by us to:
You agree that we may disclose personal information about you to these persons for the purposes for which we collect it where permitted by law, including the Privacy Act. You acknowledge that we may provide your personal information to these persons when required by law.
The credit reporting bodies that we are likely to disclose your personal information to are:
A credit reporting body may disclose credit reporting information about you to us if we request the information:
A credit reporting body may also disclose credit reporting information about you to us for a purpose permitted by the Privacy Act. This includes assessing an application for consumer credit by you.
We may disclose credit eligibility information about you to another credit provider with an Australian link for any of the following purposes:
We may disclose credit eligibility information about you if we have provided credit to you or you have applied to us for credit, and the disclosure is to a person with an Australian link for the purpose of that person considering whether to offer to act as a guarantor or to offer property as security for the credit. We may also disclose this information to a person with an Australian link who is a guarantor in relation to credit provided by us to you, or who has provided property as security for such credit.
If there is another person named in an application for credit, you may need to provide their personal information to us. You warrant that the other person has consented to the collection of their personal information by us for the reasons it is being collected.
Our credit reporting policy includes information about credit reporting, including:
For further information, please contact C1 Car Loans so that we can assist with any inquiry. Our contact details can be found on our Contact Us page.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.