C1 Car Loans putting you back in the driver's seat.
How it works
How it works
Step 1 Apply Online
Click on 'Apply Now!' to submit an application in less than 10 minutes.
Step 2 Pre-Approval
Once we've assessed your borrowing power, we will provide you with a pre-approval to start your search.
Step 3 Pick Your Car & Drive Away
Once you've found your car, we will handle the rest, leaving you to drive away with peace of mind.
C1 knew how to handle my bad credit
You just need a mobile phone and online banking; we’ll do the rest.
We specialise in bad credit, everyone deserves a second chance!
Free To Apply
No out-of-pocket costs to get pre-approved!
Read real reviews
Great company & great people
"Nathan and Stuart were simple amazing, they helped me a lot from the start of my loan and worked with me all the way. During the lockdown they were with me all the steps and helped me a lot without any pressure at all."
Great customer service
"Awesome customer service, very efficient and thorough, easy application process. I'm satisfied with the repayments on the loan it will be easy to manage and all taken care of by direct debit so no stress. Would highly recommend."
Sheldon & Nathan are awesome!
"Sheldon and Nathan were patient and willing to support in anyway they could. They walked me through the process and answered any questions I had in satisfactory manner. Best rate I've ever received, thank you!"
Great help when I needed it
"Going through personal hardships, Sheldon and Nathan were so understanding and helpful. They worked with me, and never put me under any pressure what so ever. I could not have done this without their help."
Owe them alot
"I stumbled on C1 Finance by accident but glad I did. From my fist consultation with Nathan and Sheldon, they went above and beyond to help me achieve my requirements but it didn't stop there. They were always there when I needed to contact them and their support was 100%."
Get a car loan up to $40,000
If you are looking for a new or a used car, from a private seller or car dealership, C1 Car Loans could help*!
Example loan cost comparison charts
|36 Months at 19.99% & 32.35% Comparison Rate|
|48 Months at 19.99% & 28.67% Comparison Rate|
|48 Months at 19.99% & 27.68% Comparison Rate|
|60 Months at 19.99% & 26.13% Comparison Rate|
|60 Months at 19.99% & 25.71% Comparison Rate|
|48 Months at 24.99% & 35.39% Comparison Rate|
|48 Months at 24.99% & 33.77% Comparison Rate|
|48 Months at 24.99% & 32.78% Comparison Rate|
|48 Months at 24.99% & 32.13% Comparison Rate|
|60 Months at 24.99% & 30.82% Comparison Rate|
|36 Months at 27.99% & 45% Comparison Rate|
|48 Months at 27.99% & 41.24% Comparison Rate|
|48 Months at 27.99% & 37.83% Comparison Rate|
|48 Months at 27.99% & 36.85% Comparison Rate|
|48 Months at 27.99% & 36.19% Comparison Rate|