Transparent pricing with no hidden surprises. All fees are included in your repayment amount.
All of the fees and charges are included in your repayment amount. This means if you maintain your payments, there's nothing more to pay. Your fees and charges are all detailed in your loan contracts. To avoid having missed payment fees or collection costs, we just need you to keep us in the loop! We also don't charge you if you pay your loan out early - in fact, we encourage it! You can even elect to increase your repayment amount at the start of the loan to pay it off sooner.
These fees apply to all C1 Car Loans products.
The Risk Fee is based on a percentage of the principal lend amount and varies by product and loan term.
Shorter terms for smaller loans
Our popular mid-range option
Flexible terms for larger loans
The maximum term we offer is 5 years, but we usually approve loans at 4 years. As good as it may seem to have a smaller repayment, this may add years and wasted money in interest. We'd much rather you pay us back as quickly as you can so you own your new car outright!
If you are having trouble keeping up with your repayments, contact our team to discuss your situation before you are charged any additional fees. We're here to help.
If you are looking for a new or a used car, from a private seller or car dealership, C1 Car Loans could help*!
*Subject to approval. Terms and conditions apply.